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Home Warranty

Frequently Asked Questions

  1. Home Warranty
  2. Home Warranty vs Homeowner Insurance
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Home Warranty vs. Homeowners Insurance

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Doesn't homeowners insurance cover breakdowns? Not necessarily. Homeowners insurance covers what might happen to your home, like damage from flooding or storms. Home warranties cover what will inevitably happen to your home, like system and appliance breakdowns due to normal wear and tear.

Home warranty plans cover what WILL happen

  • Broken A/C
  • Clogged pipes
  • Leaky water heater
  • Overflowing toilet

VS.

Homeowners insurance covers what MIGHT happen

  • Theft
  • Fire damage
  • Storm damage
  • Floods
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This is coverage you’ll use

You’re 25 times* more likely to use a home warranty than your homeowners insurance. Why? Because unlike insurance, we cover the things you use every day and can’t do without. To learn more, visit our Home Warranty vs Home Insurance blog post.

More About Homeowner Coverage

*Calculated based on the 2022 AHS claims data compared to insurance claims from Insurance Information Institute.

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Complete protection for your home

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Home warranty + Homeowners Insurance

Let’s face it: life happens. Many homeowners prefer to supplement their homeowners insurance by also purchasing an American Home Shield home warranty plan to fully protect their homes and wallets.

Thinking about coverage?

Sounds like a plan. Find the warranty that fits you best.

AHS

Frequently Asked Questions

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Don't Worry. Be Warranty.

Have a plan for your home when things don't go according to plan

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